Public liability insurance
Comprehensive public liability insurance solutions
Flexible, cost-effective protection against unexpected claims
Gain peace of mind for your company's operations
Helping businesses with insurance for over 70 years
Finding you the best cover
We have a panel of 30 insurers to discover suitable quotes and tailored cover for your needs.
Experts
Our team of insurance specialists have more than 70 years of experience in the industry.
Personalised cover
Our agents conduct a thorough fact find to understand your unique requirements, then work with insurers to get you the cover you need.
More than just insurance
Radius offers telecoms, fuel cards, telematics, insurance, energy and vehicle solutions to businesses across five continents.
Search our panel of public liability insurers to find competitive cover
Three simple steps
The fact find
Our agents will guide you through a few simple questions to get a clear picture of your needs.
Search the market
We identify the policy that best suits your business requirements.
Your business insured
Once you're happy with your quote, our team will arrange your cover over the phone.
Get a quote
What is public liability insurance?
Public liability insurance is a key layer of protection for companies. It protects your business from financial losses due to claims of injury, property damage, or legal disputes. This type of insurance allows you to operate with peace of mind, where you know your business is covered against unexpected incidents that might arise during operations.
It's true: public liability insurance is not a legal requirement. However, many organisations feel it is an essential addition. It maintains a stable, trustworthy business environment, one that is appreciated by clients and partners.
What's covered by liability insurance?
Public liability
This covers claims from third parties for injuries, as well as property damage that occurs on your premises or due to your business activities.
Product liability
Supplies protection against claims related to injuries or damages caused by products your business manufactures or supplies. The result: your products don't become a financial liability.
Professional indemnity
Protects against claims of negligence, mistakes, or inadequate service offered by your business. Key for service-based industries where professional advice is given.
Directors and officers
D&O covers legal costs and compensation for claims made against directors and officers for wrongful acts in their managerial capacity.
Cyber liability
Keeps your business protected against losses related to hacking, data breaches, and other cybercrimes. It covers legal fees, compensation costs, and fines.
Legal expenses
Covers legal costs associated with defending your business against claims or pursuing legal. Financial support is provided during legal disputes and proceedings.
Why public liability insurance is important for businesses
- You can shield your business from potential and significant financial losses brought about by claims. Your business remains operational, even in the face of substantial compensation claims. It's a recommended must-have for all companies with employees.
- Protect your business reputation by demonstrating a commitment to addressing and resolving issues responsibly. Doing so maintains trust with clients and partners.
- Added confidence, due to knowing your business is insured against unforeseen incidents, makes your business a more attractive package to potential clients and partners.
- As it assists with the identification and mitigation of potential risks, it contributes to safer business practices, which also reduces the likelihood of incidents that result in claims.
- Forget about the constant worry of potential claims. With business liability insurance, you can focus on operations without such issues hanging over your head.
Partnership
Why choose Radius?
With innovative solutions built around the needs of our customers, we've established an international reputation for helping businesses grow sustainably.
Expertise
Our team has over 35 years of experience helping more than 445,000 customers globally.
Trust
We are an internationally-acclaimed provider with numerous awards for our products and services.
Choice
Choose from our range of fleet, mobility and connectivity solutions that can be tailored to suit your needs.
Solutions
Use our award-winning technology and services to save your business time and money.
