Motor fleet insurance

Motor fleet specialist with decades of experience

Access to fleet management technology

Risk management to reduce claims over time

Get a quote

Helping businesses with insurance for over 70 years

Finding you the best cover

We have a panel of 120 insurers to discover suitable quotes and tailored cover for your needs.


Our team of insurance specialists have more than 70 years experience in the industry.

Personalised cover

Our agents conduct a thorough fact find to understand your unique requirements, then work with insurers to get you the cover you need.

More than just insurance

Radius offers telecoms, fuel cards, telematics, insurance, electric vehicle charging, energy and vehicle solutions to businesses across five continents.

Search our panel of insurers to find competitive cover

We work with household names to small specialist insurers to find the best policy for your business vehicles.

Aviva Logo
AXA Logo
Allianz Logo
Lloyd's Logo
NIG Logo

Three simple steps


The fact find

Complete the online question set or speak to one of our agents.


Search the market

We identify the policy that best suits your business requirements.


Your vehicles insured

Complete your motor fleet insurance purchase online in minutes or over the phone.

Get a quote

Types of motor fleet insurance

Motor fleet insurance comes in various forms to suit different business needs. Third-party only insurance offers basic coverage for damage or injury to others. Third-party, fire, and theft steps this up with protection against vehicle theft and fire damage. Comprehensive insurance delivers extensive coverage, including vehicle damages and injuries to the driver.  Additionally, insurance types are created for specific fleet insurance categories. From company cars to tradesman vehicles, they are tailored to the unique needs and risks associated with specific vehicle operations and industries.   The motor fleet insurance types we cover at Radius include:  

Benefits of motor fleet insurance

Free claim reporting app

Our innovative app simplifies the claim reporting process, allowing your drivers to quickly – and easily – report incidents directly from their smartphones.

Postage paid accident cameras

If required, these can be invaluable in capturing on-scene evidence. They offer a reliable alternative to digital methods.

Driver accident cards

These handy cards provide your drivers with clear instructions on what steps to take in the event of an accident.

Policy register

We maintain a comprehensive register of all your policies.

Claims registers

Our organised claims registers supply a detailed record of all past claims.

Quarterly claims analysis meeting

Meetings are held to analyse your claims, where insights and strategies help reduce future incidents and costs.

Regular service calls to your premises

We believe in personal service, which is why we conduct frequent in-person service calls.

All claims handled in-house

Our in-house team expertly handles all aspects of claims, including the recovery of uninsured losses.

Experienced brokers and bespoke programmes

Our team of experienced brokers designs bespoke insurance programmes, made specifically to meet the unique needs of your fleet.

What is motor fleet insurance?

Motor fleet insurance simplifies the process of managing vehicle risks, giving you uniform coverage across all vehicles in the fleet. It can also cater to the specific needs of your business, covering damages, theft, and liability issues.  

Commercial motor fleet insurance offers coverage for three or more vehicles. The result is a solution that helps business operations run smoothly, all without the hassle of managing individual insurance policies for each vehicle.  

Any Driver policy: What does it mean?

With motor fleet insurance, an Any Driver policy means that any licensed driver is covered to operate the vehicles in the fleet without needing to be individually named on the policy. This offers significant flexibility for your business, as it allows any employee to drive any vehicle in the fleet – without the need for specific endorsements or notifications to the insurance provider.  

An Any Driver policy is particularly beneficial if your business has multiple drivers or continually changing staff requirements. For instance, a delivery company may hire additional drivers to handle seasonal demand.  

However, opt for broad cover like this, and you can expect to pay a higher premium due to the increased risk associated with insuring a wide range of drivers, all with varying levels of experience and driving histories. Furthermore, policies with Any Driver Aged Over 25 coverage have stringent guidelines like a limit on motoring convictions and how long someone has held their driving licence. 

Any driver policy: what does it mean?

Transportation and warehouse insurance

We recognise effective motor fleet insurance extends beyond just vehicle coverage. It involves protecting the entirety of your transport and warehouse operations. To assist our clients in running a more secure, efficient business, we offer a range of added services at cost-effective rates.  

These services include:  

  • Online driver licence checking: Ensure compliance and safety by verifying the credentials of your drivers. 
  • In-cab cameras: Provide enhanced security and monitoring. 
  • SmartWater forensics: An extra layer of security, using advanced technology to protect assets against theft.  
  • Specialist vehicle insurance: Tailored to cover unique or specialised vehicles in your fleet.  

These services highlight our dedication to do all we can to help clients maintain manageable insurance costs, while also guaranteeing comprehensive protection for their business operations.  

Transportation and warehouse insurance

Frequently asked questions

Can’t find an answer to your question? Talk to the Radius customer support team on 0114 261 2020. We’re here to help you with any questions or concerns you may have.

Take control of more than just motor fleet insurance

Someone sitting at a table taking a phone call with their laptop open
Business expense management

Radius' software integrates with over 20 accounting and ERP systems. Automate administrative tasks now to save time.

Invoice management

Free app to make claims on the go

Employee walking towards a camera
Business energy

We have extensive knowledge of the energy supply industry and can identify the best opportunities for savings.

98% of our clients stay with us

Find the best gas and electricity deal for you


Why choose Radius?

With innovative solutions built around the needs of our customers, we've established an international reputation for helping businesses grow sustainably.


Our team has over 33 years of experience helping more than 400,000 customers globally.


We are an internationally-acclaimed provider with numerous awards for our products and services.


Choose from our range of fleet, mobility and connectivity solutions that can be tailored to suit your needs.


Use our award-winning technology and services to save your business time and money.

Need help?

Can’t find what you are looking for?

The customer support team at Radius has a global reach with over 50 offices to offer local contact with an international presence. Let us know how we can help.  

Contact us

UK Fuels, Joseph W Burley and Partners and Milestone Insurance Consultants are owned by Radius Payment Solutions Limited, with registered company number 08260702. Registered address: Eurocard Centre, Herald Park, Herald Drive, Crewe, Cheshire, CW1 6EG. Radius Insurance Solutions is a trading name of Joseph W. Burley & Partners (UK) Limited (registered company number 3668469 and FCA reference number 300425) and Milestone Insurance Consultants Limited (registered company number 04587285 and FCA reference number 307191). Authorised and regulated by the Financial Conduct Authority.