Velos (expense management) complaints policy

How to inform us of your Complaint

You can contact us by calling 0344 880 2468 (Monday-Friday 08:30-17:00 excl. bank holidays), email us at headofficecomplaints@radius.com or write to us at:

Customer Services Department, Radius Velos Limited,  Eurocard Centre, Herald Park, Herald Drive, CREWE, CW1 6EG

Complaints Procedure

If we can’t resolve your complaint immediately through our Customer Service team, we will refer your concerns to our Head Office Complaints department. They will be responsible for seeing your complaint through to a final resolution.

They will complete a thorough investigation into your concerns, doing what they can to resolve it over the phone or email within three working days. If your complaint is resolved, they will send you written confirmation.

If not resolved within three working days, they will send an acknowledgement of your complaint in writing, within five days.

The Complaints team will keep you updated on the progress of the investigation, and once completed they will be in touch to discuss the outcome of your complaint. They will deliver the findings in writing within eight weeks and explain what you can do if you remain unhappy with our resolution.

If the team can’t respond within eight weeks, they will let you know why and when to expect a response. Typically, however, complaints are dealt with inside four weeks.

Your Rights

If you’re not happy with our final response or if eight weeks has passed since you first let us know about your complaint, you may be able to refer your complaint to the Financial Ombudsman Service (FOS) – depending on the structure of your business and if it falls within the jurisdiction of the service, the details of which can be found here.

We will let you know if we believe the FOS can review your complaint when we send you either our final response, or confirmation that we’ll not be able to respond within eight weeks.

If you wish to contact them directly, you can find more information about FOS referral rights by visiting www.financial-ombudsman.org.uk. Alternatively, the FOS can be contacted by telephone on 0800 023 4567, by email at complaint.info@financial-ombudsman.org.uk, or by letter at: The Financial Ombudsman Service, Exchange Tower, London, E14 9SR

If your complaint is in relation to your Velos corporate card i.e., transactions being declined, rather than the level of service we have provided or our sales process.

If you have not received a final response from us after 35 days of raising your complaint, or if you don’t agree with our response and wish to take it further, you should contact our card issuer, IDT Financial Services Limited, by email at complaints@idtfinance.com for further assistance.

If, having exhausted the above complaints process, you remain unhappy, you may complain to the Gibraltar Financial Services Commission by email at complaints@gfsc.gi or by visiting www.fsc.gi. It is important to be aware that legally, it is not their role to resolve complaints.