Taxi insurance

We insure 1,000’s of taxi drivers

70 years experience

Get a no-obligation quote and tailored cover today

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Taxi insurance

Helping businesses with insurance for over 70 years

Finding you the best cover

We have a panel of 120 insurers to discover suitable quotes and tailored cover for your needs.

Experts

Our team of insurance specialists have more than 70 years experience in the industry.

Personalised cover

Our agents conduct a thorough fact find to understand your unique requirements, then work with insurers to get you the cover you need.

More than just insurance

Radius offers telecoms, fuel cards, telematics, insurance, electric vehicle charging, energy and vehicle solutions to businesses across five continents.

Search our panel of insurers to find competitive cover

We work with household names to small specialist insurers to find the best policy for your business vehicles.

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Three simple steps

1

The fact find

Complete the online question set or speak to one of our agents.

2

Search the market

We identify the policy that best suits your business requirements.

3

Your taxis insured

Complete your insurance purchase online in minutes or over the phone.

Get a quote

Types of taxi insurance

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Single vehicle taxi insurance

Single vehicle taxi insurance has been made specifically for individual taxi operators. This personalised insurance type focuses on a sole operator's unique needs and risks, supplying broad coverage for their specific vehicle. We can provide cover for either individual public hire or private hire cabs.

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Taxi fleet insurance

Taxi fleet insurance serves businesses operating multiple taxis, offering a unified coverage solution that simplifies management and reduces costs compared to insuring vehicles individually. Other benefits of taxi fleet insurance include a single renewal date, adding named drivers, and using telematics to track your vehicle.

Do you need taxi insurance?

The unique nature of taxi services, where drivers are compensated for hire and reward, demands a taxi badge and dedicated taxi insurance for any vehicles you operate. This insurance ensures both you and your passengers are protected, financially, in the event of accidents or other unforeseen circumstances.  

Unlike standard policies, taxi insurance caters to the specific risks associated with the day-to-day operations of a taxi service.  

Do you need taxi insurance?

Private hire and public hire insurance: What's the difference?

Private hire and public hire insurance are two distinct types of coverage for taxis, each catering to different operational models.

Private hire insurance is for taxis that operate on a pre-booked basis only. This includes minicabs. These vehicles cannot legally pick up passengers without prior booking. As a result, private hire insurance accounts for the lower risk associated with scheduled pickups and the absence of hailing a taxi.

On the other hand, public hire insurance is designed for taxis that can be hailed on the streets. Examples include traditional black cabs and hackney carriages. These vehicles face higher risks due to the nature of picking up passengers without prior bookings, often in busy urban areas. These additional risks are addressed by public hire insurance to provide coverage that reflects the service's spontaneous nature.

Private hire and public hire insurance: what's the difference?

Do you need public liability insurance?

Whilst it may not be legally mandatory, it is highly advisable all taxi drivers have public liability insurance. This type of insurance provides protection against claims made by third parties for injuries or damages incurred either while in your taxi, or as a result of your business operations.  

Considering the nature of taxi services, where interaction with the public is frequent, and the risk of direct accidents or incidents is higher, public liability insurance acts as a crucial safety net. If you encounter legal claims or lawsuits, this insurance can prevent the financial implications from being devastating.  

In some cases, your taxi insurance policy could feature an element that incorporates public liability insurance. However, it's essential to check this is the case. If it isn't, you may have to purchase this either as a separate policy or add-on.  

Do you need public liability insurance?

Frequently asked questions

Can’t find an answer to your question? Talk to the Radius customer support team on 0114 261 2020. We’re here to help you with any questions or concerns you may have.

Take control of more than just taxi insurance

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Partnership

Why choose Radius?

With innovative solutions built around the needs of our customers, we've established an international reputation for helping businesses grow sustainably.

Expertise

Our team has over 33 years of experience helping more than 400,000 customers globally.

Trust

We are an internationally-acclaimed provider with numerous awards for our products and services.

Choice

Choose from our range of fleet, mobility and connectivity solutions that can be tailored to suit your needs.

Solutions

Use our award-winning technology and services to save your business time and money.

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Need help?

Can’t find what you are looking for?

The customer support team at Radius has a global reach with over 50 offices to offer local contact with an international presence. Let us know how we can help.  

Contact us

UK Fuels, Joseph W Burley and Partners and Milestone Insurance Consultants are owned by Radius Payment Solutions Limited, with registered company number 08260702. Registered address: Eurocard Centre, Herald Park, Herald Drive, Crewe, Cheshire, CW1 6EG. Radius Insurance Solutions is a trading name of Joseph W. Burley & Partners (UK) Limited (registered company number 3668469 and FCA reference number 300425) and Milestone Insurance Consultants Limited (registered company number 04587285 and FCA reference number 307191). Authorised and regulated by the Financial Conduct Authority.