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Business liability insurance
Comprehensive business liability insurance solutions
Flexible, cost-effective protection against unexpected claims
Gain peace of mind for your company's operations
Helping businesses with specialist insurance
Finding you the best cover
We have a panel of over 30 insurers to discover suitable quotes and tailored cover for your needs at the best price.
Experts
Our team of insurance specialists has a wide range of industry and sector experience to ensure we find the best cover for you.
Personalised cover
Our agents conduct a thorough fact find to understand your unique requirements, then work with insurers to get you the cover you need.
More than just insurance
Radius offers telecoms, fuel cards, telematics, insurance, energy and vehicle solutions to businesses across five continents.
Search our panel of business liability insurers to find competitive cover
Three simple steps
The fact find
Our agents will guide you through a few simple questions to get a clear picture of your needs.
Search the market
We identify the policy that best suits your business requirements.
Your business insured
Once you're happy with your quote, our team will arrange your cover over the phone.
Get a quote
What is business liability insurance?
Business liability insurance is a key layer of protection for companies in the Republic of Ireland. It protects your business from financial losses due to claims of injury, property damage, or legal disputes. This type of insurance allows you to operate with peace of mind, where you know your business is covered against unexpected incidents that might arise during operations.
It's true: business liability insurance is not a legal requirement. However, many organisations feel it is an essential addition. It maintains a stable, trustworthy business environment, one that is appreciated by clients and partners.
What's covered by business liability insurance?
Public liability
This covers claims from third parties for injuries, as well as property damage that occurs on your premises or due to your business activities.
Product liability
Supplies protection against claims related to injuries or damages caused by products your business manufactures or supplies. The result: your products don't become a financial liability.
Professional indemnity
Protects against claims of negligence, mistakes, or inadequate service offered by your business. Key for service-based industries where professional advice is given.
Directors and officers
D&O covers legal costs and compensation for claims made against directors and officers for wrongful acts in their managerial capacity.
Cyber liability
Keeps your business protected against losses related to hacking, data breaches, and other cybercrimes. It covers legal fees, compensation costs, and fines.
Legal expenses
Covers legal costs associated with defending your business against claims or pursuing legal. Financial support is provided during legal disputes and proceedings.
Why liability insurance is important for businesses
- You can shield your business from potential – and significant – financial losses brought about due to claims. Your business remains operational, even in the face of substantial compensation claims.
- Meet legal requirements, such as employer's liability insurance, to operate legally in the Republic of Ireland. This again helps to avoid potential fines and legal issues.
- Protect your business reputation by demonstrating a commitment to addressing and resolving issues responsibly. Doing so maintains trust with clients and partners.
- Added confidence, due to knowing your business is insured against unforeseen incidents, makes your business a more attractive package to potential clients and partners.
- As it assists with the identification and mitigation of potential risks, it contributes to safer business practices – which also reduces the likelihood of incidents that result in claims.
- Forget about the constant worry of potential claims. With business liability insurance, you can focus on operations without such issues hanging over your head.
Frequently asked questions
Can’t find an answer to your question? Talk to the Radius customer support team on 00353 42 939 3993. We’re here to help you with any questions or concerns you may have.
What is business liability insurance?
How much is liability insurance for a business?
Is it worth having business liability insurance?
What happens if I don't have business liability insurance?
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Can’t find what you are looking for?
The customer support team at Radius Ireland provides an Island of Ireland service with four offices in Northern Ireland and four in the Republic of Ireland to best serve our clients' needs.
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Radius Insurance Solutions is a trading name Keystone Insurance Ltd.Keystone Insurance Ltd is regulated by the Central Bank of Ireland under firm reference number (C49403). Incorporated in Ireland with a company number 449741.Registered address: 3rd Floor Block 1, Quayside Business Park, Mill Street, Dundalk, Co. Louth Directors: Claire McAroe, William Holmes.