Business liability insurance

Comprehensive business liability insurance solutions

Flexible, cost-effective protection against unexpected claims

Gain peace of mind for your company's operations

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Helping businesses with specialist insurance

Finding you the best cover

We have a panel of over 30 insurers to discover suitable quotes and tailored cover for your needs at the best price.

Experts

Our team of insurance specialists has a wide range of industry and sector experience to ensure we find the best cover for you.

Personalised cover

Our agents conduct a thorough fact find to understand your unique requirements, then work with insurers to get you the cover you need.

More than just insurance

Radius offers telecoms, fuel cards, telematics, insurance, energy and vehicle solutions to businesses across five continents.

Search our panel of business liability insurers to find competitive cover

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Three simple steps

1

The fact find

Our agents will guide you through a few simple questions to get a clear picture of your needs.

2

Search the market

We identify the policy that best suits your business requirements.

3

Your business insured

Once you're happy with your quote, our team will arrange your cover over the phone.

Get a quote

What is business liability insurance?

Business liability insurance is a key layer of protection for companies in the Republic of Ireland. It protects your business from financial losses due to claims of injury, property damage, or legal disputes. This type of insurance allows you to operate with peace of mind, where you know your business is covered against unexpected incidents that might arise during operations.

It's true: business liability insurance is not a legal requirement. However, many organisations feel it is an essential addition. It maintains a stable, trustworthy business environment, one that is appreciated by clients and partners.

What's covered by business liability insurance?

Public liability

This covers claims from third parties for injuries, as well as property damage that occurs on your premises or due to your business activities.

Product liability

Supplies protection against claims related to injuries or damages caused by products your business manufactures or supplies. The result: your products don't become a financial liability.

Professional indemnity

Protects against claims of negligence, mistakes, or inadequate service offered by your business. Key for service-based industries where professional advice is given.

Directors and officers

D&O covers legal costs and compensation for claims made against directors and officers for wrongful acts in their managerial capacity.

Cyber liability

Keeps your business protected against losses related to hacking, data breaches, and other cybercrimes. It covers legal fees, compensation costs, and fines.

Legal expenses

Covers legal costs associated with defending your business against claims or pursuing legal. Financial support is provided during legal disputes and proceedings.

Why liability insurance is important for businesses

  • You can shield your business from potential – and significant – financial losses brought about due to claims. Your business remains operational, even in the face of substantial compensation claims.
  • Meet legal requirements, such as employer's liability insurance, to operate legally in the Republic of Ireland. This again helps to avoid potential fines and legal issues.
  • Protect your business reputation by demonstrating a commitment to addressing and resolving issues responsibly. Doing so maintains trust with clients and partners.
  • Added confidence, due to knowing your business is insured against unforeseen incidents, makes your business a more attractive package to potential clients and partners.
  • As it assists with the identification and mitigation of potential risks, it contributes to safer business practices – which also reduces the likelihood of incidents that result in claims.
  • Forget about the constant worry of potential claims. With business liability insurance, you can focus on operations without such issues hanging over your head.
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Frequently asked questions

Can’t find an answer to your question? Talk to the Radius customer support team on 00353 42 939 3993. We’re here to help you with any questions or concerns you may have.

Take control of more than just insurance

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Partnership

Why choose Radius?

With innovative solutions built around the needs of our customers, we've established an international reputation for helping businesses grow sustainably.

Expertise

Our team has over 35 years of experience helping more than 445,000 customers globally.

Trust

We are an internationally-acclaimed provider with numerous awards for our products and services.

Choice

Choose from our range of fleet, mobility and connectivity solutions that can be tailored to suit your needs.

Solutions

Use our award-winning technology and services to save your business time and money.

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Need help?

Can’t find what you are looking for?

The customer support team at Radius Ireland provides an Island of Ireland service with four offices in Northern Ireland and four in the Republic of Ireland to best serve our clients' needs.

Contact us

Radius Insurance Solutions is a trading name Keystone Insurance Ltd.Keystone Insurance Ltd is regulated by the Central Bank of Ireland under firm reference number (C49403). Incorporated in Ireland with a company number 449741.Registered address: 3rd Floor Block 1, Quayside Business Park, Mill Street, Dundalk, Co. Louth Directors: Claire McAroe, William Holmes.

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