• Financial security: Unexpected incidents – such as fires, floods, and theft – can trigger significant expenses for your restaurant. Insurance covers repair costs and compensation claims to directly avoid this financial strain.
• Stock and equipment protection: Restaurants naturally rely on kitchen equipment and perishable stock. From breakdowns to spoilage caused by power failures, coverage guarantees minimal financial loss and operational disruption.
• Business interruption support: Imagine your business must temporarily close due to something like a fire. Business interruption insurance covers lost income, meaning your restaurant recovers financially while repairs are completed.
• Employers' liability: A restaurant cannot run without staff. The right insurance not only protects your business against workplace injuries, but it’s also a legal requirement. Avoid legal fees and regulatory fines.
• Public liability: Say a customer experiences food poisoning or an allergic reaction. Restaurant business insurance can cover legal fees and compensation, which naturally protects your reputation in the process.

Choosing the right restaurant insurance doesn’t have to be complicated. At Radius, we do the heavy lifting on your behalf. We work with a panel of 120 insurers to find custom cover that fits your business. Our specialists assess and understand your risks, meaning you get the right protection – and avoid paying for unnecessary extras.

With over seven decades of industry experience, we give restaurants the confidence they’re fully covered for any potential issues. Contact us today for expert advice and a personalised insurance solution.