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Public liability insurance
Protect your business interests and secure peace of mind with public liability insurance.
Helping businesses with insurance for over 70 years
Finding you the best cover
We have a panel of 120 insurers to discover suitable quotes and tailored cover for your needs.
Experts
Our team of insurance specialists have more than 70 years of experience in the industry.
Personalised cover
Our agents conduct a thorough fact find to understand your unique requirements, then work with insurers to get you the cover you need.
More than just insurance
Radius offers telecoms, fuel cards, telematics, insurance, electric vehicle charging, energy and vehicle solutions to businesses across five continents.
Search our panel of business liability insurers to find competitive cover
Three simple steps
The fact find
Complete the online question set or speak to one of our agents.
Search the market
We identify the policy that best suits your business requirements.
Your business insured
Complete your business liability insurance purchase online in minutes or over the phone.
Get a quote
What is public liability insurance?
Public liability insurance covers your business for compensation costs and legal defence following an incident or accident resulting in third-party injury or loss.
This insurance is suitable for businesses of any size. Without it, you could be liable for the cost of defending and settling claims made against your company.
How does public liability insurance work?
Once you have public liability insurance, you'll receive protection for claims made by members of the public for alleged injury or even fatality related to your business activities. This could be as simple as a customer tripping over or slipping on your premises or serious health and safety issues.
With this insurance, you can get help with coverage for your compensation and any legal costs.
What is the cost of public liability insurance?
Public liability insurance can start at around £100 per annum, but costs will vary considerably depending on the nature of your business.
A good starting point is to request a quote from a broker like Radius, who can evaluate what you do and ensure you have suitable levels of cover for the exposures your company faces.
Should you get public liability insurance?
Although it’s not a legal requirement for businesses in the UK, it is good business practice to protect your interests in the event of incidents involving members of the public.
By insuring your business, you can protect your finances and reputation and gain assistance with third-party claims when needed.
Benefits of public liability insurance
Helps cover the claims costs and legal fees for injury claims from members of the public.
Includes up to £1m, £5m or £10m of cover, with higher limits available when requested.
Cover personal injury or property damage in relation to your business activity from members of the public.
Combine this with employers' liability coverage in one package.
Find public liability insurance
Want to find public liability insurance? Get a quote today to start protecting your business’s interests.
There are several providers across the UK from which to choose. To ensure you get suitable coverage, your best choice is to let insurance experts such as Radius research for you.
Partnership
Why choose Radius?
With innovative solutions built around the needs of our customers, we've established an international reputation for helping businesses grow sustainably.
Expertise
Our team has over 35 years of experience helping more than 445,000 customers globally.
Trust
We are an internationally-acclaimed provider with numerous awards for our products and services.
Choice
Choose from our range of fleet, mobility and connectivity solutions that can be tailored to suit your needs.
Solutions
Use our award-winning technology and services to save your business time and money.
Need help?
Can’t find what you are looking for?
The customer support team at Radius has a global reach with over 50 offices to offer local contact with an international presence. Let us know how we can help.
Contact us
UK Fuels, Joseph W Burley and Partners (UK) Limited and Milestone Insurance Consultants Limited are owned by Radius Limited, with registered company number 08260702. Registered address: Eurocard Centre, Herald Park, Herald Drive, Crewe, Cheshire, CW1 6EG. Radius Insurance Solutions is a trading name of Joseph W. Burley & Partners (UK) Limited (registered company number 3668469 and FCA reference number 300425) and Milestone Insurance Consultants Limited (registered company number 04587285 and FCA reference number 307191). Authorised and regulated by the Financial Conduct Authority.