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Goods in transit insurance
Protect the goods you carry with cover that keeps your company moving
Specialised cover for courier and transport businesses
Helping businesses with insurance for over 70 years
Helping businesses with insurance for over 70 years
Finding you the best cover
We have a panel of 120 insurers to discover suitable quotes and tailored cover for your needs.
Experts
Our team of insurance specialists have more than 70 years experience in the industry.
Personalised cover
Our agents conduct a thorough fact find to understand your unique requirements, then work with insurers to get you the cover you need.
More than just insurance
Radius offers telecoms, fuel cards, telematics, insurance, electric vehicle charging, energy and vehicle solutions to businesses across five continents.
Search our panel of courier insurers to find competitive cover
We work with household names to small specialist insurers to find the best policy for your business vehicles.
Our goods in transit insurance offers:
Cover for goods transported by couriers or hauliers
Cover for goods transported across the UK and Europe
Cover individual vans or a fleet of vehicles
Discounts avaliable on courier insurance
Dedicated support team
Discounts for combined courier/haulage, goods in transit, and liability cover
What is goods in transit insurance?
Goods in Transit (GIT) insurance is a specific type of cover that insures the contents of your vehicle rather than the vehicle itself or people. It’s useful when your vehicle insurance doesn’t provide full cover for the value of the goods you are transporting.
GIT Insurance covers damages or theft of goods you are transporting for business purposes. As a leading broker, we compare various products to find the best policy for you.
Hazardous goods, animals, precious metals/stones, and money in any format are general exclusions of a goods in transit policy, but it’s important that you read your policy thoroughly, as a standard courier goods in transit policy may exclude removals and other such activities.
Why do I need goods in transit insurance?
If you get paid to deliver personal goods, packages or general cargo, goods in transit insurance is essential to protect you from potentially costly claims. If the goods you carry are stolen or damaged, you want peace of mind that you will be insured for the value of the goods you handle.
As the courier market continues to develop, most logistics companies ensure that couriers who work for them have an agreed-upon amount of goods in transit insurance. You should always check the amount required to make sure you are abiding by your contract.
What is included in goods in transit insurance?
A standard Goods in Transit policy will cater to a courier/haulier who carries general parcels, packages, and pallets, with an exclusion of hazardous goods. However, most insurers would look to tailor-make a Goods in Transit policy if anything is excluded in the policy wording.
Your policy will reimburse you for items damaged, lost, or stolen in transit. Policyholders can request coverage on numerous vehicles under one policy, which allows them to protect themselves while their company grows.
What is not included in goods in transit insurance?
Hazardous goods, animals, precious metals/stones, and money in any format are general exclusions of a goods in transit policy, but it’s important that you read your policy thoroughly, as a standard courier goods in transit policy may exclude house removals and other such activities.
Ensure you speak to our team and explain your company set-up in detail before taking any policy.
Can I get goods in transit and public liability insurance?
We offer bespoke, flexible policies that can include Goods in Transit and public liability insurance.
Having these covers on your policy protects the goods in your vehicle and your business if claims of injury or property damages are made against you
What is the cost of goods in transit insurance?
The premium you pay will largely depend on the financial value of the goods you carry, your radius of operation, carrying conditions and claims history. As is always the case when purchasing insurance, the least expensive option is not always the best option, and it’s crucial that you get the right policy for your needs, not simply the lowest price. An insurer may refuse to pay a claim if you are not insured on the correct basis.
Here at Radius, our Goods in Transit policies start from just £92 and range from £5,000 – £50,000 worth of cover. Whether it is general parcels, packages, pallets or household removals, our schemes have been designed to cover the goods you carry against loss or damage whilst in transit at competitive rates.
Getting started with goods in transit insurance from Radius
Call us directly on 0114 261 2020 for a quote today.
Our dedicated sales experts will take you through setting up your new Goods in Transit insurance policy from quote to inception.
We will also be here to offer any advice or help you may need after taking out your policy with us.
Partnership
Why choose Radius?
With innovative solutions built around the needs of our customers, we've established an international reputation for helping businesses grow sustainably.
Expertise
Our team has over 35 years of experience helping more than 445,000 customers globally.
Trust
We are an internationally-acclaimed provider with numerous awards for our products and services.
Choice
Choose from our range of fleet, mobility and connectivity solutions that can be tailored to suit your needs.
Solutions
Use our award-winning technology and services to save your business time and money.
Need help?
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Contact us
UK Fuels, Joseph W Burley and Partners (UK) Limited and Milestone Insurance Consultants Limited are owned by Radius Limited, with registered company number 08260702. Registered address: Eurocard Centre, Herald Park, Herald Drive, Crewe, Cheshire, CW1 6EG. Radius Insurance Solutions is a trading name of Joseph W. Burley & Partners (UK) Limited (registered company number 3668469 and FCA reference number 300425) and Milestone Insurance Consultants Limited (registered company number 04587285 and FCA reference number 307191). Authorised and regulated by the Financial Conduct Authority.