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HGV fleet insurance
Cover all your HGVs on one easy policy
Specialised support with over 70 years of experience
Simplify your fleet insurance with a single renewal date
Helping businesses with insurance for over 70 years
Finding you the best cover
We have a panel of 120 insurers to discover suitable quotes and tailored cover for your needs.
Experts
Our team of insurance specialists have more than 70 years experience in the industry.
Personalised cover
Our agents conduct a thorough fact find to understand your unique requirements, then work with insurers to get you the cover you need.
More than just insurance
Radius offers telecoms, fuel cards, telematics, insurance, electric vehicle charging, energy and vehicle solutions to businesses across five continents.
Search our panel of insurers to find competitive cover
We work with household names to small specialist insurers to find the best policy for your business vehicles.
What is HGV fleet insurance?
HGV fleet insurance insures multiple vehicles in one policy. This gives your whole fleet one renewal date and makes adding or removing vehicles or drivers easy.
Having a suitable level of insurance is required under UK law. Our team have years of experience in HGV insurance. Get a specialised HGV insurance policy for peace of mind today.
What are the different types of HGV fleet insurance?
The three main types of fleet insurance for HGVs are third party only, third party, fire and theft, and fully comprehensive cover.
Alongside vehicle cover, you can arrange insurance for your freight in transit, warehousing, employers’ and public liability, and more.
Our expert team offers a range of HGV insurance types. Choose the type of cover you prefer and protect your vehicles now.
Third party only: Cover for damage to third-party persons and other vehicles. The minimum level required for all HGV fleets.
Third party, fire and theft: Third party protection and the ability to make a claim if your vehicle is stolen or damaged by fire.
Fully comprehensive: All of the above and coverage for your own drivers and vehicles.
What does fleet insurance for HGVs include?
HGV fleet insurance can include a wide range of cover specifically for your business, designed to protect your fleet in various circumstances. Fleet HGV insurance is essential to give your business suitable protection in the event of an accident, claims, or other circumstances.
Our team here at Radius Insurance Solutions have years of experience covering HGV fleets. Get in touch now to find a suitable policy for your fleet and protect your business.
Claims management cover
Optional European cover
Protected no-claims bonus
Own goods or hire and reward usage options
Personal effects cover
Legal cover
Breakdown cover (subject to policy)
Introductory discounts
Any driver cover options
The benefits of fleet insurance for HGVs
HGV fleet insurance offers convenient, cost-effective protection designed specifically for businesses with multiple vehicles.
One insurance policy for multiple vehicles
Suitable for mixed fleets of different vehicle types
One policy renewal date
Can be cheaper than insuring all vehicles separately
Should I get HGV fleet insurance?
If your business has three or more HGVs, then fleet insurance can be a more convenient option than insuring all vehicles on a separate policy. If you have less than three vehicles, consider single HGV insurance instead.
How much does HGV fleet insurance cost?
How much your fleet insurance costs depends on the vehicle types you have, driver history, annual fleet mileage and more. See how much you could pay for fleet insurance by getting a quote now.
Does HGV fleet insurance cover any driver?
HGV fleet policies will typically include named drivers who have the correct entitlement to drive the vehicles on the policy. If you require any driver cover, this can be more expensive, where it is available. Please speak to us about your individual requirements, and we will search for a policy to meet your needs.
Not sure which cover you require?
Call us directly on 0114 261 2020 for a quote today.
Our team of dedicated sales experts will take you through the process of setting up your new HGV insurance policy from quote to inception. We will also be here to offer any advice or help you may need after you have taken out your policy with us.
Partnership
Why choose Radius?
With innovative solutions built around the needs of our customers, we've established an international reputation for helping businesses grow sustainably.
Expertise
Our team has over 35 years of experience helping more than 445,000 customers globally.
Trust
We are an internationally-acclaimed provider with numerous awards for our products and services.
Choice
Choose from our range of fleet, mobility and connectivity solutions that can be tailored to suit your needs.
Solutions
Use our award-winning technology and services to save your business time and money.
Need help?
Can’t find what you are looking for?
The customer support team at Radius has a global reach with over 50 offices to offer local contact with an international presence. Let us know how we can help.
Contact us
UK Fuels, Joseph W Burley and Partners (UK) Limited and Milestone Insurance Consultants Limited are owned by Radius Limited, with registered company number 08260702. Registered address: Eurocard Centre, Herald Park, Herald Drive, Crewe, Cheshire, CW1 6EG. Radius Insurance Solutions is a trading name of Joseph W. Burley & Partners (UK) Limited (registered company number 3668469 and FCA reference number 300425) and Milestone Insurance Consultants Limited (registered company number 04587285 and FCA reference number 307191). Authorised and regulated by the Financial Conduct Authority.