If you only have one or two HGVs to insure, then these can be covered by individual insurance policies, so it is ideal for owner drivers. If you have three or more HGVs, you could benefit from HGV fleet insurance cover to help you manage your vehicles under one policy, which is ideal for owner drivers. No matter your business type or size, it’s essential to protect your vehicle and the items you carry.

Our professional and friendly staff have years of experience in commercial insurance for HGVs and, as a haulage specialist, can look for the right policy for you. HGV insurance is essential if your vehicle weighs more than 7.5 tonnes.

HGV insurance is a legally required protection for any heavy goods vehicle. It can protect you, your business, driver and any third parties when claims are made due to road traffic accidents or damage to people or property in connection with your HGV vehicle. You can also arrange to cover your freight to protect the cost of replacing damaged, stolen or lost items in transit.

Single HGV insurance protects only one vehicle. If you have multiple vehicles to insure, HGV fleet insurance may suit your needs more.

The details of precisely what you or your business does can significantly impact your insurance policy. That’s why you need a specialist insurance broker on your side. For example, you may carry frozen or refrigerated food. If the vehicle broke down or the refrigeration failed, you may be liable for the unusable goods. It might be that you carry very high-value goods, so again, your policy needs to reflect the exact nature of the risk.

Cover can also be arranged for: