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Plasterers insurance
Safeguard your business with insurance that covers liability, tools, and ongoing projects
Get cost-effective coverage that suits your business needs, whether you're self-employed or managing a team
Radius searches insurers to find you the most competitive plasterers insurance
Helping businesses with insurance for over 70 years
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Search our panel of insurance specialists to find competitive cover
We work with a range of plasterer insurers from household names to small specialist insurers to find the best policy for your business.
What is plasterers insurance?
Plasterers insurance is a specialised policy which, as the name suggests, protects plasterers from different risks associated with their trade. What if you accidentally damage a client's property when carrying out work? What if your tools are stolen? What if an employee is injured while on-the-job? This is where insurance can save the day – and your business.
With tailored insurance, you can be safe in the knowledge you're financially protected from potential claims or disruptions whether self-employed or managing a team, business insurance for plasterers preserves your livelihood and allows you to focus on your work.
Why insurance for plasterers is important
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Protects against claims: Whether it is accidental damage to client property or injuries to third parties during work, this can result in costly claims. Insurance covers legal fees and compensation.
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Coverage for tools: You can't complete projects without your plastering tools. Insurance protects against theft, loss, or damage of equipment. This ensures minimal disruption to your work.
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Comply with legal requirements: Employers' liability insurance is legally required in the UK for plasters with staff. It protects you against claims relating to workplace injuries or illnesses.
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Shield for ongoing projects: What happens if an unfinished project is damaged due to an unforeseen event like a fire? Contract works insurance coverage means your business can recover quickly.
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Builds client confidence: Having plasterer's insurance demonstrates professionalism and reassures clients you're prepared for any eventuality. Clients are more likely to trust your services as a result.
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Reduces financial risk. Claims, tool replacements, project delays – without insurance, you'd bear the cost of these personally. Insurance mitigates these financial burdens and enhances business continuity.
Types of insurers plasterers need
Public liability insurance
If a third party is injured or property has been damaged accidentally, this is covered by liability insurance for plasterers. Essential when plastering in people's homes or on-site.
Tools insurance
The loss or damage of your plastering tools and equipment can be costly in more ways than one. This insurance means unforeseen situations don't disrupt your work.
Contract works insurance
Protects projects under construction from risks like fire, extreme weather, and vandalism. Important when working on long-term or high value plastering projects.
Personal accident insurance
Imagine a scenario where you're unable to work due to a serious injury or accident. Personal accident insurance helps cover lost income and medical expenses during recovery.
Professional indemnity insurance
This insurance covers claims of negligence – like errors in advice and workmanship – which protects your finances if a client disputes the quality of your work.
Employers' liability insurance
Do you employ staff, even temporarily? In this case, employers' liability insurance is a legal requirement. It protects against workplace injury or illness claims.
What's the cost of plasterers insurance?
There's no straightforward answer to the cost of plasterer's insurance. It's affected by factors like the level of coverage, business size, and risks involved. For instance, basic plasterers liability insurance may start at less than £150 annually. However, more comprehensive policies, such as those including employers' liability and contract works insurance, can climb to £200-£500+.
To get cost-effective protection without overpaying, it's important to know what coverage you need and comparing quotes. That's where Radius steps in. Our service helps you find an affordable, comprehensive policy that matches your requirements.
Get your plasterer insurance with Radius
Finding the right plasterer insurance is simple with Radius. By combining our decades of experience with access to a strong panel of insurers, we offer comprehensive, tailored policies for plasterers. We put in the work to understand your specific needs, using this information to find affordable and effective protection for your business.
Whether you're self-employed or run a team, you gain peace of mind with Radius. With 400,000+ satisfied customers, you know you're in trusted hands. Contact us today to secure the ideal bespoke plasterers insurance policy to keep your business protected.
Frequently asked questions
Can’t find an answer to your question? Talk to the Radius customer support team on 0333 070 5876. We’re here to help you with any questions or concerns you may have.
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Radius Business Solutions (UK), a trading name of UK Fuels Limited, Radius Insurance Solutions Limited and Milestone Insurance Consultants Limited are owned by Radius Limited, with registered company number 08260702. Registered address: Eurocard Centre, Herald Park, Herald Drive, Crewe, Cheshire, CW1 6EG. Radius Insurance Solutions Limited is a registered company (number 3668469 and FCA reference number 300425). Radius Insurance Solutions is a trading style of Milestone Insurance Consultants Limited (registered company number 04587285 and FCA reference number 307191). Authorised and regulated by the Financial Conduct Authority.