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Roofers public liability insurance
Essential protection for roofing risks
Stay compliant and build trust
Financial security for your business
Helping businesses with insurance for over 70 years
Finding you the correct cover
Get an online quote in 10 minutes, our experts are here to understand the finer detail.
In-house claims team
Here to guide you through the unfortunate event of a claim.
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We have multiple insurers, like your traditional household names alongside some more niche A-rated bespoke insurers.
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We work with a range of tradesman insurers from household names to small specialist insurers to find the best policy for your business.
What is roofers public liability insurance?
Roofers public liability insurance, as the name implies, protects roofing professionals from claims made by third parties. Given the high-risk nature of roofing, accidents can easily occur. This includes everything from damage to a client’s property to falling tools injuring someone. If damage or injury does occur, this insurance covers legal fees and compensation costs.
Public liability insurance is essential for working with confidence. As an insured roofer, you know you’re safeguarded against unexpected incidents – the types that could otherwise result in substantial financial losses. Get coverage now to build trust with clients and maintain business stability.
Roofers insurance: What does it cover?
Public liability insurance for roofers provides essential coverage for various risks. To start with, it covers potential third-party injury. Say someone is hurt by falling debris from your roofing work. This insurance ensures you don’t have to pay out of pocket for compensation and legal costs.
Public liability insurance also supplies protection against accidental damage. This could be everything from broken roof tiles to leaks. For instance, if your roofing work results in leaks or water ingress that causes damage, you’re liable to cover repairs and compensation. It also includes coverage for damage to neighbouring properties (with the exclusion of faulty workmanship).
Importance of insurance for roofers
High-risk work environment
Roofing is inherently hazardous. It poses significant risks to people and property. Roofers public liability insurance delivers essential financial protection against potentially expensive claims.
Client requirements
Many clients and contractors require proof of public liability insurance before hiring roofers. As an insured roofer, you meet these requirements and demonstrate your professionalism in the process.
Accident protection
You might have the best safety practices in place. Nevertheless, accidents – think falling materials or damage caused by equipment – can always occur. Insurance safeguards you against such accidents.
Financial security
Claims for injury or property damage can cause substantial financial losses. Public liability insurance covers these expenses and, therefore, lifts this financial strain from your company’s shoulders.
Protects your reputation
Handling claims efficiently and fairly with the help of insurance can protect your business reputation. It builds trust with clients and ensures continued business opportunities.
Coverage for legal expenses
Defending against claims can be costly – even when not at fault. Coverage for legal expenses means you have the necessary resources to effectively defend your business.
Additional insurance coverage for roofers
It’s not only about public liability insurance if you’re a roofer. Insurance comes in various forms, and it is essential you get the right coverage for your business.
Have employees? Employer’s liability insurance is legally required and protects against claims for work-related injuries or illnesses. Do you own and operate expensive roofing equipment? In that case, tools and equipment insurance covers the loss, theft, or damage of such gear, meaning you can quickly replace essential items. Contract works insurance, which protects unfinished work from events like fire or theft, is also a wise pick. Contact us for more information.
Trust Radius to find you the best cover
Choosing Radius will see you receive roofers insurance that offers comprehensive protection tailored to your trade’s unique risks. With decades of experience and access to a panel of 120 insurers, we gain competitive quotes and custom coverage options. That means you can go beyond just public liability insurance.
Our team of experienced insurance specialists accounts for your business and secures the best coverage at an affordable price. By partnering with Radius, you benefit from expert guidance, reliable service, and the confidence your business is fully protected.
Frequently asked questions
Can’t find an answer to your question? Talk to the Radius customer support team on 0333 070 5876. We’re here to help you with any questions or concerns you may have.
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Radius Business Solutions (UK), a trading name of UK Fuels Limited, Radius Insurance Solutions Limited and Milestone Insurance Consultants Limited are owned by Radius Limited, with registered company number 08260702. Registered address: Eurocard Centre, Herald Park, Herald Drive, Crewe, Cheshire, CW1 6EG. Radius Insurance Solutions Limited is a registered company (number 3668469 and FCA reference number 300425). Radius Insurance Solutions is a trading style of Milestone Insurance Consultants Limited (registered company number 04587285 and FCA reference number 307191). Authorised and regulated by the Financial Conduct Authority.