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Office insurance
Tailored office protection covering property, theft, and liability
Best quotes from leading insurers, with access to a panel of trusted providers
Secure and stress-free so you can focus on business
Helping businesses with insurance for over 70 years
Finding you the best cover
We have a panel of 120 insurers to discover suitable quotes and tailored cover for your needs.
Experts
Our team of insurance specialists have more than 70 years of experience in the industry.
Personalised cover
Our agents conduct a thorough fact find to understand your unique requirements, then work with insurers to get you the cover you need.
More than just insurance
Radius offers telecoms, fuel cards, telematics, insurance, electric vehicle charging, energy and vehicle solutions to businesses across five continents.
Search our panel of insurance specialists to find competitive cover
We work with a range of hospitality insurers from household names to small specialist insurers to find the best policy for your business.
Three simple steps
The fact find
Complete the online question set or speak to one of our agents.
Search the market
We identify the policy that best suits your business requirements.
Your business insured
Complete your insurance purchase online in minutes or over the phone.
Get a quote online in 10 minutes
Office insurance: Why is it needed?
An office can face more risks than you may initially realise. Property damage. Theft. Liability claims. Unforeseen events such as fires and employee accidents can cause significant disruption to business operations. That’s certainly the case when missing insurance. Without adequate coverage, a company could face expensive bills for repairs and legal fees.
Office insurance helps your business manage such risks. It ensures your premises, equipment, and staff are protected. In the event of an unexpected incident, coverage provides a stronger foundation to continue operations and recover successfully.
Benefits of business office insurance
- Property damage protection: Offices can be at risk of incidents like fire, flooding, and vandalism. Office insurance covers repair and replacement costs, which minimises downtime and expenditure for your business.
- Coverage for theft and break-ins: If your office is broken into and items are stolen, insurance helps cover the financial loss. It prevents your operations from being disrupted for long.
- Employers liability: Imagine a scenario where an employee becomes ill or is injured while working in your office. Employers’ liability insurance covers potential compensation costs and legal fees.
- Peace of mind: Forget constantly worrying about costly accidents and potential lawsuits. Insurance for office setups supplies peace of mind and allows you to focus on running operations.
- Enhanced credibility: Comprehensive insurance is a reassuring aspect for clients and partners. It demonstrates your business is professional, responsible, and financially prepared for unexpected challenges.
- Interruption support: Business interruption insurance becomes essential if your office is temporarily out of action due to a covered event. It helps replace lost income, covering rent and other expenses.
What coverage does typical office insurance include?
Public liability insurance
Covers incidents where third parties cause damage or suffer injury while on your premises. For example, if a client is injured during a visit or accidentally damages property.
Employer's liability insurance
Protects against claims from workers who, while working in the office, are either injured or made ill. This insurance is a legal requirement for businesses with employees.
Business interruption insurance
In a scenario where your office experiences a destructive event like a fire or storm, this insurance covers lost income while repairs are made.
Office contents insurance
Protects against the financial burden placed when office assets – from computers to furniture – are either stolen or damaged.
Office buildings insurance versus office contents insurance
Office building insurance covers the structure of your business premises. It protects against various risks like flooding and storm damage. This insurance for office setups is essential if you own the building. Office contents insurance, however, protects equipment, furniture, and other business assets within the office.
Some businesses, such as those that lease their office space, only require office contents insurance. Others will require both policies, especially if they own their premises and have valuable equipment that requires separate protection.
Obtaining the best office insurance quote with Radius
Choosing the right office insurance is vital. Doing so means your business is adequately protected against financial losses, legal claims, and potential situations causing operational disruptions. There’s just one issue: uncovering the best insurance plan is not easy on your own. That’s where we step in.
At Radius, we simplify the process by obtaining and comparing quotes on your behalf. With a panel of leading 120 insurers, we can find a commercial office insurance policy that’s both cost-effective and meets your company’s specific needs.
Frequently asked questions
Can’t find an answer to your question? Talk to the Radius customer support team on 0333 070 5876. We’re here to help you with any questions or concerns you may have.
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Why choose radius?
Our international presence impacts over 470,000 businesses across five continents.
Expertise
Our team has over 36 years of experience helping more than 470,000 customers globally
Trust
We are an internationally-acclaimed provider with numerous awards for our products and services.
Choice
Choose from our range of fleet, mobility and connectivity solutions that can be tailored to suit your needs.
Solutions
Use our award-winning technology and services to save your business time and money.
Can’t find what you are looking for?
Need help? The customer support team at Radius operates across more than 50 offices worldwide, providing local contact with a global presence. Let us know how we can assist you.
Radius Business Solutions (UK), a trading name of UK Fuels Limited, Radius Insurance Solutions Limited and Milestone Insurance Consultants Limited are owned by Radius Limited, with registered company number 08260702. Registered address: Eurocard Centre, Herald Park, Herald Drive, Crewe, Cheshire, CW1 6EG. Radius Insurance Solutions Limited is a registered company (number 3668469 and FCA reference number 300425). Radius Insurance Solutions is a trading style of Milestone Insurance Consultants Limited (registered company number 04587285 and FCA reference number 307191). Authorised and regulated by the Financial Conduct Authority.